Rates

Loan Rates Vehicle Loans Home Loans Savings/Share Rates Certificate Rates

Vehicle Loans
APR refers to the annual percentage rate or the dividend rate.
Some dealers and manufacturers continue to offer the choice of lower interest rates or sizable rebates. Many Lan-Fair members are taking the rebate and financing at the credit union. Frequently, that combination provides an opportunity for substantial savings.
If you will be purchasing a vehicle or considering the purchase of a vehicle you are currently leasing, give us a call. Lan-Fair rates are low.
Vehicle rates also apply to other Ohio titled personal property.
New 2022 and 2021 Automobiles and Trucks
	Term	Payment Description		APR TYPE
	24 Months	No Down Payment	2.50%	Fixed
	36 Months	No Down Payment	2.50%	Fixed
	48 Months	No Down Payment	2.50%	Fixed
	60 Months	No Down Payment	2.50%	Fixed
	72 Months	5% Down Payment	2.75%	Fixed
	84 Months	10% Down Payment	3.00%	Fixed


New Boats, RVs, Motorcycles and ATVs
	Term	Payment Description	Rate	APR TYPE
	24 Months	No Down Payment	5.00%	Fixed
	36 Months	No Down Payment	5.00%	Fixed
	48 Months	No Down Payment	5.00%	Fixed
	60 Months	No Down Payment	5.00%	Fixed
	72 Months	5% Down Payment	5.75%	Fixed
	84 Months	10% Down Payment	6.00%	Fixed
Used Vehicles
Rate Description	Term
Used 2022 to 2019 Models	24 Months	5% Down Payment	4.25%	Fixed
	36 Months	5% Down Payment	4.25%	Fixed
	48 Months	5% Down Payment	4.25%	Fixed
	60 Months	5% Down Payment	4.25%	Fixed
	72 Months	10% Down Payment	4.50%	Fixed

Used 2018 to 2015 Models	24 Months	10% Down Payment	4.75%	Fixed
	36 Months	10% Down Payment	4.75%	Fixed
	48 Months	10% Down Payment	4.75%	Fixed
	60 Months	10% Down Payment	4.75%	Fixed

Used 2014 and Older Models	24 Months	10% Down Payment	5.00%	Fixed
	36 Months	10% Down Payment	5.00%	Fixed
	48 Months	10% Down Payment	5.00%	Fixed
	60 Months	10% Down Payment	5.00%	Fixed

Used Boats, RVs, Motorcycles, and ATVs
Rate Description	Term
Used 2022 to 2019 Models	24 Months	10% Down Payment	6.75%	Fixed
	36 Months	10% Down Payment	6.75%	Fixed
	48 Months	10% Down Payment	6.75%	Fixed
	60 Months	10% Down Payment	6.75%	Fixed
	72 Months	10% Down Payment	6.75%	Fixed

Used 2018 to 2015 Models	24 Months	10% Down Payment	7.25%	Fixed
	36 Months	10% Down Payment	7.25%	Fixed
	48 Months	10% Down Payment	7.25%	Fixed
	60 Months	10% Down Payment	7.25%	Fixed

Used 2014 and Older Models	24 Months	10% Down Payment	8.00%	Fixed
	36 Months	10% Down Payment	8.00%	Fixed
	48 Months	10% Down Payment	8.00%	Fixed
“Down Payment” refers to vehicle purchases. “Equity” refers to Home Equity and Vehicle Equity when an advance is requested for non-purchase money with a vehicle as security.

Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.