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Rates

Loan Rates Vehicle Loans Home Loans Savings/Share Rates Certificate Rates

Vehicle Loans
APR refers to the annual percentage rate or the dividend rate.
Some dealers and manufacturers continue to offer the choice of lower interest rates or sizable rebates. Many Lan-Fair members are taking the rebate and financing at the credit union. Frequently, that combination provides an opportunity for substantial savings.
If you will be purchasing a vehicle or considering the purchase of a vehicle you are currently leasing, give us a call. Lan-Fair rates are low.
Vehicle rates also apply to other Ohio titled personal property.
New 2022 and 2021 Automobiles and Trucks
Term Payment Description APR TYPE
24 MonthsNo Down Payment2.50%Fixed
36 MonthsNo Down Payment2.50%Fixed
48 MonthsNo Down Payment2.50%Fixed
60 MonthsNo Down Payment2.50%Fixed
72 Months5% Down Payment2.75%Fixed
84 Months10% Down Payment3.00%Fixed
 
New Boats, RVs, Motorcycles and ATVs
TermPayment DescriptionRate APR TYPE
24 MonthsNo Down Payment5.00%Fixed
36 MonthsNo Down Payment 5.00%Fixed
48 MonthsNo Down Payment5.00%Fixed
60 MonthsNo Down Payment5.00%Fixed
72 Months5% Down Payment5.75%Fixed
84 Months10% Down Payment6.00%Fixed
Used Vehicles
Rate DescriptionTerm
Used 2022 to 2019 Models24 Months5% Down Payment4.25%Fixed
36 Months5% Down Payment4.25%Fixed
48 Months5% Down Payment4.25%Fixed
60 Months5% Down Payment4.25%Fixed
72 Months10% Down Payment4.50%Fixed
 
Used 2018 to 2015 Models24 Months10% Down Payment4.75%Fixed
36 Months10% Down Payment4.75%Fixed
48 Months10% Down Payment4.75%Fixed
60 Months10% Down Payment4.75%Fixed
 
Used 2014 and Older Models24 Months10% Down Payment5.00%Fixed
36 Months10% Down Payment5.00%Fixed
48 Months10% Down Payment5.00%Fixed
60 Months10% Down Payment5.00%Fixed
 
Used Boats, RVs, Motorcycles, and ATVs
Rate DescriptionTerm
Used 2022 to 2019 Models24 Months 10% Down Payment6.75%Fixed
36 Months10% Down Payment6.75%Fixed
48 Months10% Down Payment6.75%Fixed
60 Months10% Down Payment6.75%Fixed
72 Months10% Down Payment6.75%Fixed
 
Used 2018 to 2015 Models24 Months10% Down Payment7.25%Fixed
36 Months10% Down Payment7.25%Fixed
48 Months10% Down Payment7.25%Fixed
60 Months10% Down Payment 7.25%Fixed
 
Used 2014 and Older Models24 Months10% Down Payment8.00%Fixed
36 Months10% Down Payment8.00%Fixed
48 Months10% Down Payment8.00%Fixed
“Down Payment” refers to vehicle purchases. “Equity” refers to Home Equity and Vehicle Equity when an advance is requested for non-purchase money with a vehicle as security.

Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.


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